WooCommerce NMI Gateway (Enterprise) vs WP Simple Pay
Compare WordPress plugins and tools side by side. Pick products with “Compare” in the software directory.
| Feature | WooCommerce NMI Gateway (Enterprise) v3.6.7 · checked 23 Oct 2026 Paid Visit Details | WP Simple Pay v4.17.5 · checked 23 Oct 2026 Free + paid · ★ 4.4/5 Visit Details |
|---|---|---|
| At a glance | ||
| Active installs | — | 8,000+ |
| Last updated | — | October 19, 2026 |
| Editions | WooCommerce NMI Gateway (Enterprise) ($) | WP Simple Pay Lite · WP Simple Pay Pro ($) |
| Pros | Card and electronic check payments taken on the store page, no redirect; Subscriptions and Pre-Orders support; FunnelKit upsell compatibility | Payment form block and shortcode for Stripe card payments; Subscriptions available in the free version; Optional hCaptcha or Cloudflare Turnstile on payment forms |
| Cons | Paid product, activated with a licence key from the vendor; Needs an NMI merchant account and an SSL certificate on the store; Requires cURL and SSL on the server | Lite adds a 3% application fee to each transaction; Custom fields, coupons and on-site overlay forms need Pro; Sends usage data only if the site opts in, and loads Stripe and captcha scripts |
| Mentioned in our posts | — | 2 |
| More features | ||
| Other features | Credit card payments on the store page ($), Electronic check payments ($), Subscriptions and recurring payments ($), Subscriptions support for electronic checks ($), FunnelKit one-click upsell compatibility ($), Capture when an order moves to processing or completed ($), Request logger ($), Personal data export and erasure hooks ($), Licence activation and plugin updates from the vendor ($) | Payment form block for the block editor, Payment form shortcode, Stripe.js loaded on payment pages, hCaptcha or Cloudflare Turnstile on payment forms, Recurring subscriptions in Lite, 3% application fee on Lite transactions, Custom fields on payment forms ($), No application fee ($) |
| Integrations | ||
| Payment | NMI ($) | Stripe |
| E-commerce | WooCommerce ($) | — |
| Plugins | WooCommerce Subscriptions ($), FunnelKit (WooFunnels upsells) ($) | — |
| Other | — | hCaptcha, Cloudflare Turnstile |
| Requires WordPress | 4.0 | 5.9 |
| Requires PHP | — | 7.4 |
| Tested up to | 6.9 | 7.1 |
| Phones home | No | Only if you agree |
| External services | secure.nmi.com, sandbox.nmi.com, pledgedplugins.com, secure.networkmerchants.com, sandbox.networkmerchants.com | wpsimplepay.com, api.stripe.com, translations.wpsimplepay.com, connect.wpsimplepay.com, telemetry.wpsimplepay.com, www.google.com, hcaptcha.com, challenges.cloudflare.com, requests.wpsimplepay.com, plugins.svn.wordpress.org, js.stripe.com, js.hcaptcha.com |
| Blocks | 1 | 2 |
| Shortcodes | — | 5 |