WooPayments vs Store Credit for WooCommerce

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Feature WooPayments v11.2.0 · checked 23 Oct 2026 Free · ★ 3.4/5 Visit Details Store Credit for WooCommerce v5.1.3 · checked 23 Oct 2026 Paid Visit Details
At a glance
Active installs 800,000+ —
Last updated October 8, 2026 —
Editions WooPayments Store Credit for WooCommerce ($)
Pros Card payments managed from the WordPress dashboard; Built-in fraud screening and duplicate payment detection; Multi-currency pricing with a currency switcher block Store credit balances tied to customer accounts; Credit usable at checkout
Cons Needs a WooPayments account before it can take payments; Only available in the countries WooPayments supports Credit only works for customers with accounts; Commercial product with no free edition
Mentioned in our posts 1 —
More features
Other features Card payment gateway for WooCommerce, Checkout integration and payment fields, Fraud screening service, Duplicate payment detection, Multi-currency pricing, Multi-currency switcher block, WooPay express checkout scheduling and session handling Customer store credit balance ($), Avalara tax integration ($), Plugin framework with milestone and upsell hooks ($)
Integrations
Payment Stripe —
E-commerce — WooCommerce
Other FedEx Avalara ($)
Requires WordPress 6.0 6.0
Requires PHP 7.4 7.4
Tested up to 7.1 6.9
Phones home Only if you agree Only if you agree
External services translate.wordpress.com, pay.woo.com, public-api.wordpress.com, jetpack.wordpress.com —
Blocks 1 —