WooCommerce NMI Gateway (Enterprise) vs WooCommerce Stripe Gateway
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| Feature | WooCommerce NMI Gateway (Enterprise) v3.6.7 · checked 23 Oct 2026 Paid Visit Details | WooCommerce Stripe Gateway v11.1.1 · checked 23 Oct 2026 Free · ★ 3.1/5 Visit Details |
|---|---|---|
| At a glance | ||
| Active installs | — | 700,000+ |
| Last updated | — | October 16, 2026 |
| Editions | WooCommerce NMI Gateway (Enterprise) ($) | WooCommerce Stripe Gateway |
| Pros | Card and electronic check payments taken on the store page, no redirect; Subscriptions and Pre-Orders support; FunnelKit upsell compatibility | Cards plus many local and buy-now-pay-later methods; Apple Pay, Google Pay and Link express checkout; Subscriptions and pre-orders support |
| Cons | Paid product, activated with a licence key from the vendor; Needs an NMI merchant account and an SSL certificate on the store; Requires cURL and SSL on the server | Needs a Stripe account and API keys; Many payment methods to enable and check per country; Requires WooCommerce 11.0 or newer |
| More features | ||
| Other features | Credit card payments on the store page ($), Electronic check payments ($), Subscriptions and recurring payments ($), Subscriptions support for electronic checks ($), FunnelKit one-click upsell compatibility ($), Capture when an order moves to processing or completed ($), Request logger ($), Personal data export and erasure hooks ($), Licence activation and plugin updates from the vendor ($) | Unified payment element gateway, Card payments, Local and buy-now-pay-later methods, Express checkout with wallets and Link, Subscriptions support, Pre-orders support, Emails for failed refunds and authentication, Agentic commerce product feed, behind a feature flag |
| Integrations | ||
| Payment | NMI ($) | Stripe, Affirm (via Stripe), Klarna (via Stripe) |
| E-commerce | WooCommerce ($) | WooCommerce |
| Plugins | WooCommerce Subscriptions ($), FunnelKit (WooFunnels upsells) ($) | — |
| Requires WordPress | 4.0 | 6.9 |
| Requires PHP | — | 7.4 |
| Tested up to | 6.9 | 7.1 |
| Phones home | No | No |
| External services | secure.nmi.com, sandbox.nmi.com, pledgedplugins.com, secure.networkmerchants.com, sandbox.networkmerchants.com | js.stripe.com, api.stripe.com, api.woocommerce.com, files.stripe.com, dashboard.stripe.com |
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