WooCommerce Stripe Gateway vs WP Simple Pay

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Feature WooCommerce Stripe Gateway v11.1.1 · checked 23 Oct 2026 Free · ★ 3.1/5 Visit Details WP Simple Pay v4.17.5 · checked 23 Oct 2026 Free + paid · ★ 4.4/5 Visit Details
At a glance
Active installs 700,000+ 8,000+
Last updated October 16, 2026 October 19, 2026
Editions WooCommerce Stripe Gateway WP Simple Pay Lite · WP Simple Pay Pro ($)
Pros Cards plus many local and buy-now-pay-later methods; Apple Pay, Google Pay and Link express checkout; Subscriptions and pre-orders support Payment form block and shortcode for Stripe card payments; Subscriptions available in the free version; Optional hCaptcha or Cloudflare Turnstile on payment forms
Cons Needs a Stripe account and API keys; Many payment methods to enable and check per country; Requires WooCommerce 11.0 or newer Lite adds a 3% application fee to each transaction; Custom fields, coupons and on-site overlay forms need Pro; Sends usage data only if the site opts in, and loads Stripe and captcha scripts
Mentioned in our posts — 2
More features
Other features Unified payment element gateway, Card payments, Local and buy-now-pay-later methods, Express checkout with wallets and Link, Subscriptions support, Pre-orders support, Emails for failed refunds and authentication, Agentic commerce product feed, behind a feature flag Payment form block for the block editor, Payment form shortcode, Stripe.js loaded on payment pages, hCaptcha or Cloudflare Turnstile on payment forms, Recurring subscriptions in Lite, 3% application fee on Lite transactions, Custom fields on payment forms ($), No application fee ($)
Integrations
Payment Stripe, Affirm (via Stripe), Klarna (via Stripe) Stripe
E-commerce WooCommerce —
Other — hCaptcha, Cloudflare Turnstile
Requires WordPress 6.9 5.9
Requires PHP 7.4 7.4
Tested up to 7.1 7.1
Phones home No Only if you agree
External services js.stripe.com, api.stripe.com, api.woocommerce.com, files.stripe.com, dashboard.stripe.com wpsimplepay.com, api.stripe.com, translations.wpsimplepay.com, connect.wpsimplepay.com, telemetry.wpsimplepay.com, www.google.com, hcaptcha.com, challenges.cloudflare.com, requests.wpsimplepay.com, plugins.svn.wordpress.org, js.stripe.com, js.hcaptcha.com
Blocks — 2
Shortcodes — 5